October 28, 2020

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Mortgage rates are falling again slightly, especially 20 year fixed money

Mortgage rates are falling again slightly, especially 20 year fixed money

This is evident from an overview of the Van Bruggen Adviesgroep.

Last week, every fifth lender cut the interest rate at NHG by a few hundredths of a percent for 20 years. On average, this interest rate fell from 1.67% to 1.65%.

Discounts

Little else has happened, but “when changes happen they rarely increase and mostly decrease,” concludes the mortgage advisor.

At NHG, an average of 1.19% interest is now paid for a fixed period of 5 years. 10 years fixed with NHG costs 1.31%, 20 years fixed, i.e. 1.65% and 30 years fixed 2%. The variable interest rate is 1.51%. Without NHG, the average percentages are around 0.5 percentage points higher.